The Reservation Fee is nonrefundable and nontransferable unless the Seminary or College initiates cancellation of a student’s reservation or prior to commencement of instruction the student submits a written request to the Seminary or College within three working days of the payment. This fee varies by term.

Textbooks, supplies, laundry, and incidentals may total $350–$600 per semester, depending, of course, on the individual student.

Three ATMs (automatic teller machines) have been placed on campus for the students’ banking needs. Any ATM card may be used; however, there is usually a nominal charge for using ATM cards not issued by Regions Bank or Hancock Bank.

Regions Bank and Hancock Bank will provide free checking account services; no minimum balance required. Bank representatives are on campus periodically to assist students in opening their checking accounts.

All checks to the Seminary or College for tuition and fees should be made out for the exact amount owed since the Business Office does not provide banking and check-cashing services.

Pensacola Theological Seminary and Pensacola Christian College are not liable for damage to any personal belongings of students under any circumstances including the event of a catastrophe, such as but not limited to windstorm, flood, hail, riot, riot attending a strike, civil commotion, explosion, fire, smoke, and vehicle or aircraft accidents. Neither the Seminary nor the College are liable for theft of personal belongings of students, staff, or faculty members.

The spring Reservation Fee for returning students is due Dec. 16, 2011. The fall Reservation Fee is due May 9, 2012, unless the student notifies the Seminary or College by May 4, 2012, that he is not returning. Students who plan to attend year round and who begin their work in the summer must pay the fall Reservation Fee by Friday, July 29, 2011.

This fee for residence hall seminary and college students covers student services and activities such as library, Fine Arts Series, athletic events, and yearbook. The fee for part-time town students taking 1–11 hours does not include Fine Arts Series and yearbook. The Student Services Fee is payable with the first payment of each semester.

All students pay this nonrefundable fee each semester to help cover the cost of technology on campus. Each student, including town students, receives an on-campus e-mail address and limited Internet access. Wireless connections in the residence halls and in selected buildings on campus allow students convenient access to these services.

This fee ($100, plus tax, per semester, subject to change) covers phone rental, required maintenance, the ability to receive calls from the residence hall switchboard, on-campus calling, local calls, long-distance calls (400 minutes every 27–30 days), and voice mail. Other long-distance and information calls are billed separately on monthly statements and are due at the same dates as all other charges.

The basic cost for the school term may be paid by the semester. A payment plan of eight payments is also available to students who are U.S. citizens. Payments may be made by check, money order, Visa®, MasterCard®, or Discover®. Payments may be charged automatically to a credit card for students who apply for this service. We are unable to accept postdated checks or to hold checks. All students must pay the Student Services Fee; the Technology Fee; at least one fourth of the semester’s tuition, room and board; and the Telephone Services Fee by Aug. 1 [Jan. 16].

Midterm or final exams may not be taken unless a student’s account is completely up-to-date. Students paying their accounts more than nine days late are charged a $15 late fee. Students with accounts more than ten days in arrears may not be allowed to attend class until their accounts are made current. If after students have missed five class days their accounts are still not current, they may be required to discontinue enrollment.

PTS and PCC maintain charges that are among the lowest in the nation; thus in effect, every student enrolled in PTS or PCC receives an automatic financial benefit of several thousand dollars.

A Beka Foundation Educational Fund provides low-interest loans to deserving students who need help in financing their seminary education at PTS or graduate education at PCC. Students attending year-round (fall/ spring) are eligible to apply for A Beka Foundation loans upon completion of 9 credit hours. Students who meet A Beka Foundation Educational Fund loan requirements may be permitted to borrow up to $2,000 per year for up to four years. Additional information for this program is available from

A Beka Foundation Educational Fund
P.O. Box 17100
Pensacola, FL 32522-7100
U.S.A.

Tuition, room and board, and fees for the summer program are due before registration. Students are expected to register for all their summer courses at the same time. The student will be charged a $5.50 Drop/Add fee for each course dropped or added after the initial summer registration. Payments for the exact amount may be made by check, money order, Visa®, MasterCard®, or Discover®. It is of great advantage to the student at registration to pay ahead of time. This may be done by mail, online, or upon arrival. (Since there may be miscellaneous charges added after registration, such as PCC Card or Drop/Add fees, the student is responsible to see that these are paid in order to receive his grade report for that session.) The only exception is full-time Christian workers Summer Payment Plan.

This plan is available to seminary and graduate students who work full time in a Christian ministry, are not planning to attend the Seminary or College year round, and who register for nine or more credits during the summer plan (this does not include May or Aug. one-week modules). All conditional fees and one half the cost of tuition, room and board are to be paid on registration day. The balance of the tuition, room and board is to be paid in four equal payments on the following dates: Oct. 3, Oct. 31 and Nov. 28, 2011; and Jan. 16, 2012. Any payment that is more than nine days late will be charged a $15 late fee each month. Final session grades will be released upon full payment of the extended payment plan.

All students pay the nonrefundable Technology Fee each summer to help cover the cost of technology on campus. Each student, including town students, receives an on-campus e-mail address as well as limited Internet access. Wireless connections in the residence halls and in selected buildings on campus allow students convenient access to these services.

Any student who does not cancel his reservation at least one week before the formal beginning of the semester for which he is enrolled must pay within 30 days 25 percent of the full semester’s tuition. (Deadline for fall semester is 4 P.M., Monday, August 29, 2011; spring semester is 4 P.M., Sunday, January 15, 2012.)

After a student has enrolled in the Seminary or College, any action that would cause the student to leave the Seminary or College before routine completion of the semester ( voluntary or involuntary) will be considered a withdrawal.

To withdraw from the Seminary or College with official approval, a student must have a withdrawal form properly executed by the Academic Offices.

A student whose withdrawal is officially approved and whose departure is before the end of the first three weeks of the semester owes all fees for the semester and the semester’s tuition according to the following schedule:

A student is entitled to a full refund of tuition and Registration Fee prior to commencement of instruction if the student submits a written request to the Seminary or College within three working days of the payment. A residence hall student owes room and board at a prorated amount based on the length of his stay.

Cancellations must be made at least 48 hours before the beginning of any 2011 summer session to avoid a monetary penalty. The deadline time is 4:30 P.M. CDT on the dates below.

Any student who does not cancel his reservation by the above deadlines must pay within 30 days the full tuition for that session. A student is entitled to a full refund of tuition and Registration Fee prior to commencement of instruction if the student submits a written request to the Seminary or College within three working days of the payment.

If a student comes and claims his reservation but withdraws before completing the session, he is responsible for full tuition for the course that session (exception: students taking 3 courses each day—see the Business Office Supervisor). A residence hall student owes room and board at a prorated amount based on the length of his stay. Any balance on his account must be paid within 30 days.

Whenever a student’s status is changed to “withdrawal” and the student owes money on his account, the money is due upon withdrawal. Interest of one percent per month (12% APR) will be charged beginning 30 days after the withdrawal on the unpaid balance until the debt is paid in full.

Should a student leave the Seminary or College for any reason after having paid more than the amounts outlined above, a refund is made to him for any overpayment; but no other refund is made to a student for any other reason. No refunds are issued on a student’s account until after the third week of school has been completed.

For a student to withdraw from a class, he must obtain written permission from the Registrar and submit it to the Records Office.

When a student is accepted for fall semester, he is expected to remain a student at the Seminary or College for both fall and spring semesters of that academic year. The student’s reservation is automatically carried over from fall semester to spring semester within a given school year. Therefore, if a student withdraws at the end of fall semester, he must notify the Seminary-Graduate Studies Office in writing.