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Bachelor of Science in Business, Finance Concentration

Finance: Invest Your Future for Christ

In today’s technology-driven world, the business sector needs Christian leaders with strong ethical foundations. A finance concentration will equip you to gain critical insights from financial statements and drive strategic decision-making in your company. If you are a natural problem-solver with a passion for number crunching and financial planning, the finance program may be the perfect fit for you.

Pensacola Christian College offers a finance concentration that will provide the biblical foundation you need to excel in any financial role. Finance courses provide practical skills in accounting, corporate finance, investment planning, financial statement analysis, strategic management, international finance, and financial modeling and forecasting. Through case studies and projects, you’ll discover how to evaluate the financial health of any entity and value investment opportunities so you can effectively manage the cash flow of an organization.

You’ll also find your teachers to be invaluable resources who remain your mentors even after graduation. Whether you join the workforce right away or pursue a master’s degree in finance, you’ll be on track to serve as an expert Christian leader in the modern business finance world.


Faith-Based Finance

PCC’s distinctively Christian finance concentration focuses on God’s Word as the foundation for effective business methods and workplace ethics. Comprehensive financial training will teach you how to analyze real-world situations through the lens of Scripture and formulate an insightful, ethical response. Classes integrate faith and learning with experience in a professional environment. You’ll graduate fully prepared to be a Christ-honoring finance professional wherever God leads you.

teacher in accounting class

Finance Concentration Learning Outcomes

As a finance graduate, you will be able to

  • make ethical and moral choices based on a biblical worldview,
  • communicate effectively in written and oral presentations,
  • use current technology and computer applications effectively in your chosen profession,
  • relate knowledge to practical experiences,
  • be prepared to pursue advanced study in your chosen field,
  • integrate current economic and monetary policies in evaluating and constructing investment portfolios within a global marketplace, and
  • evaluate, synthesize, and analyze complex investment or financing-related problems to determine viable resolutions for financial managers.

Program Highlights

International Finance

In International Finance (FN 433), you’ll learn to apply your financial skills to the goals and risks of multinational corporations (MNCs). In addition, you’ll learn about the characteristics of international markets and the financial instruments unique to international finance. Using your knowledge of inflation, national income, and agencies, you’ll identify how inflation and interest rates affect international trade and currency exchange rates. By the end of the semester, you’ll be thoroughly prepared to hedge risk through forward and futures contracts.

Financial Modeling and Forecasting

In your senior year, you’ll take everything you’ve learned in finance courses and apply your expertise to real-world scenarios in Financial Modeling and Forecasting (FN 447). You’ll gain facility in several modeling and forecasting techniques such as the Gordon model, CAPM, and Black-Sholes, with an emphasis on the statistical analysis of economic and financial data. Using this knowledge, you’ll learn to construct spreadsheets to generate pro forma statements, perform sensitivity analysis, and assist in capital budgeting, firm valuation, and working capital management decisions. After honing your insight and strategies, you’ll be prepared to use your financial expertise in the professional business world.

Your Finance Future

What can you do with a finance concentration?

Equipped with a business degree with a finance concentration, you’ll be prepared to work in a variety of roles whether you’re seeking a career as a financial or security analyst, personal financial advisor, chief financial officer, or financial manager in industries like banking, international commerce, or on Wall Street. You’ll also be prepared to pursue a master’s degree in finance and M.B.A. programs. Whatever career you pursue, you’ll be ready to serve God as a finance professional wherever He leads you.

Here are a few of the countless career opportunities available to you.

  • Bank Manager
  • Chief Financial Officer
  • Controller
  • Financial Advisor
  • Financial Analyst
  • Investment Banker
  • Investment Manager
  • Loan Administrator
  • Loan Officer
  • Management Consultant
  • Risk Manager
  • Securities Analyst
  • Trust Manager

Here are a few of the grad schools our finance alumni have attended.

  • Liberty University
  • Northcentral University
  • Regent University
  • Utica College

Here are a few of the many places that our finance alumni have worked.

  • Bank of America
  • Chase Bank
  • Edward Jones
  • General Motors
  • MetLife
  • Morgan Stanley
  • North American Life Insurance
  • TD Bank North

Faculty Highlight

Nick Iwanowycz

Mr. Nick Iwanowycz

B.S., Rutgers University
M.B.A., Cornell University


Since coming to PCC from Wall Street in 2014, Mr. Iwanowycz has been happy to see students graduate and land finance jobs where they are positioned to positively influence others and to make a difference on Wall Street. “That’s what I was hoping for. If I can touch the lives of five or six kids every year, then that’s what God wants me to do. I root for them, and they know that. They come to me and ask questions. ‘What should I do here? How should I present myself?’”

Mr. Iwanowycz also enjoys preparing students for competitive interviews with possible employers. Since he knows what interviewers are looking for, he feels confident that he also knows how to help his students. “That gives me a great advantage,” he said. “I’m not coming from a place where I’ve never seen the material I teach. I’ve lived most of it, and I know how to prepare someone else.”

Read more about Mr. Iwanowycz
Meet more faculty

Alumni Spotlight

Benjamin Slutz
Benjamin Slutz ’20

Financial Analyst, General Motors


“PCC laid a good, basic foundation of principles and skills needed to begin a career in my field. The knowledge and teaching at PCC is certainly worth the cost and will lay a solid foundation for [a business] career path. Finance is an excellent field for any prospective student with an analytical mindset who enjoys critical thinking and decision-making in business based on financial data.

I had several teachers who had exceptionally high levels of real-world experience, which helped connect the textbook knowledge to real-life situations and gave insight to future career options for students. The experience and teaching of [these faculty] were especially valuable in helping me thoroughly learn the material covered and decide on a specific direction post-graduation.”

Meet more alumni

About the Finance Concentration

The purpose of the finance concentration is to prepare students for placement and career advancement into positions of influence in financial institutions, manufacturing and service firms, and not-for-profit or government agencies; to establish a foundation for further education and professional certification or licensure; and to exhibit a Christian testimony in their personal and professional lives.

Recommended high school preparation for a finance concentration is two units of algebra. Opportunities are available to make up this deficiency. In this case, the time required to complete a finance concentration could be expected to increase.

Finance students can apply for several scholarships to receive financial aid.

Bank of America Scholarship: Scholarships of $500 each awarded to continuing sophomore, junior, or senior business majors, to be applied over one semester.

Signa Group at Morgan Stanley Finance Scholarship: Two $1,250 scholarships awarded to continuing sophomores, juniors, or seniors with a finance concentration, to be applied over one semester.

Roger and Eloise Anderson Scholarship: Up to $3,000 scholarship awarded to a continuing sophomore, to be applied during the 3rd, 5th, and 7th semesters of consecutive attendance.

See More Scholarships
Career Fair

Finance Career Support

With Career Services and Career Link, students can start making connections with employers while on campus during Career Fair events. These services provide tools and resources designed to empower you for a career in finance.

Need help? Career Services staff are ready to assist you in researching employment opportunities, exploring job qualifications, and providing mock interviews and résumé support.